Two days after Football Sunday, I am still humming that annoying “Saved by Zero” Toyota commercial. By the time I get it out of my head, Sunday comes rolling around again. And, it is not just me– my boyfriend literally hums it every were he goes! It is annoying, but it is also a very effective commercial. Though I am not in the market to buy a car I know that right now Toyota is offering 0% APR and that seems important. So IntheGlo-ers, learn from the experts– what is your tag line going to be?